Unlock Financial Freedom and Healthcare Protection with Health Bank
Smart savings, strong security—your future redefined.
(346) 333-1711
We help our clients build a corporate-style benefits package, including savings and retirement, oftentimes for less premiums than a traditional health plan alone.
Byron Hugley
Founder
Your Comprehensive Health and Wealth Strategy.
Our innovative approach combines strategic financial planning with smart healthcare savings to strengthen and secure your future.
Health Insurance
Save 40% to 70% on premiums while enjoying better healthcare access, lower out-of-pocket costs, and the flexibility to choose any doctor or hospital.
Supplemental
We provide additional accident and catastrophic coverage, ensuring you have peace of mind and the financial protection you need when it matters most.
Income Protection
Receive up to $1,500,000 paid directly to you or your family for a covered illness, injury, or disability with an included death benefit for added protection.
Savings / Retirement
Enjoy tax-advantaged savings that can be used to fund healthcare expenses, emergency savings, college planning, and retirement. It's your money, when you need it.
Achieve Optimal Physical And Financial Health With Our All-In-One Healthcare & Navigation Solution!
Unlimited Virtual Direct Primary Care
Priority Same Day, Next Day Visits
Discount Labs, Imaging & Other Diagnostic Tests
Prescription Management
Weightloss Support
Personalized Care Coordination
Chronic Disease Management
Second Surgical Opinion
Surgery / Hospital Coordination
And more
What Our Clients Say
"I used to dread dealing with insurance. Now I have a plan that actually works for me."
Susan G
Life Coach
"Having a dedicated provider to keep me healthy has been a game changer."
Ruth B.
Photographer
"It’s affordable, flexible, and it just makes sense. I would recommend The Health Bank Strategy to everyone."
Larry B.
Outside Sales
This Short 5-minute Video Will Forever Change The Way You View Healthcare And Insurance!
Get Your First 30 Days of Protection For As Little as $70 If You Qualify!
FAQ
The Health Bank Personal Reserve Strategy combines high-value insurance with tax-advantaged savings to create a powerful healthcare and financial planning tool.
Unlike traditional insurance where you lose money on unused benefits, Health Bank puts you in control—empowering you to manage your care and finances on your terms, not the insurance company’s or the government's.
Health Bank is inspired by the same strategies used by Fortune 500 companies and their advisors.
By lowering costs while enhancing the access and quality of healthcare, we can often build a complete financial safety net—for the same price you’d pay for a Marketplace plan alone.
That means better healthcare when you need it, without sacrificing your wealth & financial future if you don’t.
Health Bank offers a more streamlined approach to managing care.
By providing direct communication to with a dedicated provider via video, phone, or secure text. Our client get the care they need when they need it.
In addition your care navigation team can arrange diagnostic labs and tests, provide chronic disease management, and care guidance for urgent / emergency situations.
This approach helps remove unnecessary complexity and allows the patient to focus on their health and finances.
Health Bank Personal
Reserve Strategy
©2025
Our Core Beliefs
Your healthcare should be your choice and under your control, not dictated by an insurance company, your employer, or the government.
Healthy individuals shouldn’t be forced to pay double or triple the monthly premium to cover all the unhealthy people who jump on their insurance.
Insurance should protect you from financial disaster, not create one upfront.
Everyone should have access to routine outpatient care to maintain their health without being burdened by huge deductibles and out-of-pocket costs.
Medical bankruptcies can be prevented with proper out-of-pocket protections and income safeguards.
With the right guidance, you can turn unused healthcare dollars into long-term financial assets you and your family control and benefit from.
Everyone deserves access to trusted healthcare professionals and advisors to help them stay physically and financially healthy while navigating our complex healthcare system.
Your advisor should be paid based on the money they help you save and protect, not on how much they extract from you and your family.